New Scholar Plan

Scholar Plan is a life insurance product which gives not only life protection but also savings scheme for your children’s eduction fund.
This program has cash benefit that will be paid at a particular year where it can be used for funding your children education including elementry, school, high school and university. The product are available in Rupiah (IDR) and Dollar (USD) currencies.


Benefits

Scholar Plan is suitable for parents with son or daughter aged below 1 up to 11 years. As an illustration, if you join the program where your child has less than 1 year:
5% of Sum Assured will be paid at the age of 4 years
10% of Sum Assured will be paid at the age of 6 years
20% of Sum Assured will be paid at the end of 12 years
30% of Sum Assured will be paid at the end of 15 years
50% of Sum Assured will be paid at the end of 18 years
25% of Sum Assured will be paid each year from the age of 19 to 21 years
40% of Sum Assured will be paid at the end of 22 years.


If the Insured dies within protection period, the beneficiary will receive cash benefit 100% of Sum Assured without losing the scheduled scholar plan benefit.

Entry Age
Entry age for insured is from 1 month until 60 years of age, subject to maximum entry age of 70 years – Premium Payment Period.

Sum Assured
Sum Assured for this product is minimum of Rp 15.000.000,- or USD 5,000.

Term and Conditions
Premium Payment Period is available from 3, 6, 9, 12 or 15 years (depending on the chosen protection period).
Protection Period is until your child reaches age of 18 years.
You can optimize the benefits of this product by adding Riders.

For further information, please contact our Agent in our branches / representative offices.