Saver Plan

Saver Plan is a life insurance product that provides a combination of protection and saving (endowment) by providing a large amount of Cash Value benefit until the client reaches the age of 85 years. The product is available in Rupiah (IDR) and Dollar (USD) currencies.

Benefits

Survival Benefit
1.
A cash payment of 5% of SA will be paid every 2 years, starting from the end of 3rd policy year until 2 years before the end of premium payment period.
2.
At the end of premium payment period, a cash payment of 100% of SA will be paid.
3.
100% of SA will be paid if the Insured survives at the end of protection period (i.e. policy year end of age 85), and then the policy is terminated.

Death Benefit
1.
If the Insured dies before the end of premium payment period, 150% of sum assured will be paid.
2.
If the Insured dies at or after premium payment period,100% of sum assured will be paid.
3.
The policy is then terminated upon the death benefit payment.


Entry Age
Entry age for Insured is from 1 month until 65 years of age, subject to maximum entry age of 70 years – Premium Payment Period.

Sum Assured
Sum Assured for this product is minimum of Rp 30.000.000,- or USD 5,000.

Term and Conditions
Premium Payment Period is 5, 7, 9, 11, 13, 15, 17, and 19 years.
You can optimize the benefits of this product by adding Riders.

For further information, please contact our Agent in our branches / representative offices.