Cash Plan 75

Cash Plan 75 is a life insurance product that provides a combination of protection and saving (endowment) by providing a large amount of Cash Value benefit until the client reaches the age of 75 years. The product is available in Rupiah (IDR) and Dollar (USD) currencies.Cash Plan 75 is an innovative and anticipated endowment which provides rich cash benefit and high life insurance protection up to age 75.

Survival Benefit
•
A cash payment of 5% of Sum Assured will be paid every 2 years starting from the end of 3rd policy year until 2 years before the end of Premium Payment Period.
•
At the end of premium payment period, a cash payment of 75% of SA will be paid.
•
One year after the end of premium payment period, 5% of SA will be paid at every end of policy year until age 64 as survival benefit as long as the Insured survives.
•
50% of SA will be paid if the insured attains age 65 (at the policy anniversary).
•
5% of SA will be paid at every end of policy year from age 66 until age 74 as survival benefit as long as the Insured survives.
•
100% of SA will be paid if the Insured survives at the end of protection period (at age 75), and the policy is terminated.


Death Benefit
•
If the Insured dies before reaching age 65, 200% of sum assured will be paid, then 5% of sum assured will be payable every end of policy year starting from the next policy anniversary until the end of protection period. The policy is then terminated
•
If the Insured dies at or after reaching age of 65 (inclusive) and before the end of protection period, 100% of sum assured will be paid, then 5% of sum assured will be payable every end of policy year starting from the next policy anniversary until the end of protection period. The policy is the terminated


Entry Age
Entry age for Insured is from 1 month until 59 years of age, subject to maximum entry age of 64 years – Premium Payment Period.

Sum Assured
Sum Assured for this product is minimum of Rp 30.000.000,- or USD 5,000.

Terms & Conditions
•
 Premium Payment Period : 5, 7, 9, 11, 13, 15, 17, 19 years
•
 You can optimize the benefits of this product by adding Riders.

For further information, please contact our Agent in our branches / representative offices.